Whether you are starting out, or have been working for a while, we can help you put together a Financial Plan to help you reach your goals. Canadians following a financial plan experience significantly higher levels of financial and emotional well-being. Regardless of your net-worth, we can show you strategies to build on what you have, with discipline and guidance from our CFP professional, your plan will be as unique as you are.
Investing and Saving
Whether you are a seasoned investor, or have just $25.00 a month to save, we will help you find a savings or investment product that will help you meet your short-term and long-term goals. Did you know that TFSAs are registered plans but the growth in the plan is not taxed? Our Canadian and provincial governments assist us with other savings options. The government offers the Registered Retirement Saving Plan (RRSP). A plan that you can deduct your contribution from your total income when calculating your taxes, up to prescribed limits. Registered Education Savings Plans (RESP) provide up to 25% grant funds to a maximum amount. Also, the Registered Disability Savings Plan (RDSP) and the government provides both grant funds and bonds up to certain limits.
Non-Registered or OPEN policies are taxed when income in earned on an investment held within the plan.
Retirement Income
Planning for your retirement may be the difference between retiring and retiring well. You have spent all this time saving your money, purchasing a home, investing for your future.
There are many vehicles available to accumulate your wealth. These may include stocks, mutual funds, GICs, segregated funds, annuities, and personal savings. Then there are many plans to help you save for your retirement, such as RRSPs, TFSAs, RESPs and other savings vehicles.
Your advisor can help you navigate all of the products and programs to maximize all of these assets, to your benefit.
Working with an advisor and regular reviews, may help you to better understand your path to a rewarding retirement. What is the gamma factor?
Brokerage Services
We work with specialists to provide the service that best fits your portfolio through Canada Life Securities Ltd.
- Work with your advisor and a securities specialist
- Get tailored advice
- Create a comprehensive investment strategy
View Canada Life Securities Ltd.
