THE INFORMATION ON THE WEB SITE IS INTENDED FOR RESIDENTS OF ONTARIO ONLY

Life Stages

Your needs as an individual or business owner shift depending on your stage of life. We’ll consider the
following when developing your financial security plan:

Early Career

  • Your most valuable asset is your ability to earn an income. Choosing the right combination of life
    and disability insurance products can help protect this income.
  • If you have a mortgage or other large loan, term life insurance, disability insurance or critical illness insurance offers cost-effective ways to cover outstanding debt if you die, become disabled or suffer
    critical illness.
  • If your employer doesn’t offer a group benefits plan, investing in additional health and dental
    insurance coverage may be one option to provide you with this protection.

 

Family

  • Once you have children, your needs change – it’s a good time to review your financial security
    plan.
  • Plan for your children’s future through registered education saving plans (RESPs) and a low-cost
    life insurance policy they can build on later.

 

Business Owner

  • If you own your own business, insurance can help cover outstanding business loans or mortgages
    if you die or suffer from critical illness.
  • A health and dental insurance plan may be tax-deductible as a business expense.
  • People are a key resource for your business, and so we offer a variety of group insurance
    options.

 

Retirement

  • If you’re aged 50 or older, chances are you’ve either already retired or are thinking of retiring.
    Insurance can help supplement your retirement income, and help you leave a tax-free legacy.
  • If your benefits end when you retire, we offer additional health and dental insurance coverage