THE INFORMATION ON THE WEB SITE IS INTENDED FOR RESIDENTS OF ONTARIO ONLY

Segregated Fund Policies

Put the benefits of segregated fund policies to work for you.

Lifetime income benefit option

Take control of your retirement and income by guaranteeing your income for life. With the lifetime income benefit option, your income won’t decrease regardless of how the segregated funds perform unless excess withdrawals are taken. You get protection against the risk of outliving your money, market volatility and inflation.

Potential creditor protection

Laws may protect a segregated fund policy in the event of bankruptcy or other action by creditors. It’s important to note that creditor protection depends on court decisions and applicable legislation, which can be subject to change and can vary in each province; it can never be guaranteed. You can choose to receive guaranteed income for life on select London Life segregated fund policies—find out more on the lifetime income benefit website.

Death benefit and maturity guarantees

Segregated fund policies protect part or all of your capital investment. They guarantee the value of the policy on its maturity date, as well as the value received on the death of the last insured person.

Estate bypass

When you designate a beneficiary other than your estate, the value of your segregated fund policy flows directly to him or her, generally bypassing the estate and potential probate fees, if any.

Features and guarantees vary by policy and age of annuitant and some limitations apply. Maturity and death benefit guarantees are reduced proportionately by withdrawals. A description of the key features of the segregated fund policy is contained in the information folder.

Any amount that is allocated to a segregated fund is invested at the risk of the policyowner and may increase or decrease in value.

Contact us today to discuss your financial plan.

Contact us today by  Ph:  (905) 987-3866   |   Fax:  (905) 987-9845   | Toll Free:  1-888-388-3114 or fill out the form below and we will get back in touch with you shortly.

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